SR-22 in San Antonio, TX
An SR-22 is a certificate of financial responsibility that your auto insurance provider files with the Texas Department of Public Safety (DPS) to prove you carry the minimum required liability coverage. The state may require an SR-22 if you’ve had certain driving violations or a lapse in insurance coverage.
Who Needs an SR-22 in Texas? 
You may be required to file an SR-22 if you have:
- Been convicted of driving without insurance
- Received a DUI or DWI
- Been involved in an accident without insurance
- Accumulated excessive points on your driving record
- Had your license suspended or revoked
The state typically mandates the SR-22 requirement as a condition for reinstating your driving privileges.
Can I Get an SR-22 If I Don’t Own a Car?
Yes, you can still get an SR-22 even if you don’t have a car. In this situation, you would need a non-owner SR-22 policy. This policy may provide the state-required liability coverage when you drive a vehicle you don’t own.
How Much Does an SR-22 Cost?
Most insurance companies charge a small SR-22 filing fee. However, the bigger expense often comes from your auto insurance premium. Because an SR-22 is typically required after certain violations, your insurance rates may be higher than before. The exact amount depends on your driving history, the type of policy you need and other factors. If you’d like a quote or want to talk through your options, reach out to Martinez Insurance Agency, Inc.
Contact Our Agency
If you need to file an SR-22 in San Antonio, TX, Martinez Insurance Agency, Inc is ready to assist. Contact our team today to get started.