Commercial Auto Insurance in San Antonio, TX
Appropriate commercial auto insurance may help keep your business financially stable after a vehicle-related incident or accident.
Any business that owns, leases or uses vehicles for work-related tasks should consider this coverage. That includes contractors, landscapers, delivery drivers and real estate agents. Your agent may recommend commercial auto insurance if your personal vehicle doubles as a work vehicle.
What Does Commercial Auto Insurance Cover? 
Commercial auto insurance can include different types of coverage to match how your business uses its vehicles. Standard options include the following:
- Liability coverage may pay for property damage or bodily harm your business causes to third parties.
- Collision coverage may cover damage to your vehicle from a crash.
- Comprehensive coverage may reimburse costs related to noncollision damage, such as fire and theft.
- Uninsured/underinsured motorist coverage may cover accident-related expenses if the at-fault driver lacks liability coverage.
Commercial auto policies do not cover everything. Personal use of a business vehicle might not be included unless specified. Wear and tear and mechanical breakdowns are also excluded. It’s essential to read your policy details to avoid surprises when filing a claim.
Get Covered Today
Get customized business insurance solutions through Martinez Insurance Agency, Inc. Our agents can help you build a policy that fits your specific requirements. Contact us today.
Commercial Auto Insurance FAQs in San Antonio, TX
A business running one delivery van and a business running twenty vehicles have different insurance considerations. Martinez Insurance Agency, Inc can help address insurance questions regardless of your operation size.