Renters Insurance in San Antonio, TX
Renters insurance can protect your finances in case of damage or accidents in your rented residence. At Martinez Insurance Agency, Inc, we’re here to help renters find the coverage that matches their needs.
What Does It Cover? 
A renters insurance policy often offers the following coverage:
- Additional living expenses coverage can cover your shelter, meals and other expenses if a covered risk forces you to move out of your rental temporarily.
- Medical payments coverage can help pay for a third party’s medical expenses if they are injured on your property.
- Personal property coverage can cover the replacement costs of your furniture, appliances, electronics and clothes, up to policy limits.
- Personal liability coverage can help pay for the related expenses of third-party property damage and bodily injuries.
Is It Required?
While Texas doesn’t legally require renters insurance, your landlord may ask you to show proof of a policy before you move into your rental home. Regardless of requirements, a policy can be helpful in the following scenarios:
- Your guest slips and falls in your bathroom, resulting in injuries.
- A fire breaks out in your apartment and destroys your kitchen.
- A burglar steals your laptop while you’re not at home.
- You are held liable for causing damage to your neighbor’s property.
How Much Does a Policy Cost?
Various factors can determine the cost of a renters insurance policy, some of which include the following:
- Location
- Coverage limits
- Deductible
- Type of residence
- Credit-based insurance score
Where Can I Purchase a Policy?
If you want to learn more about your renters insurance options, we’re here to guide you. Contact Martinez Insurance Agency, Inc to request a tailored quote.