Commercial Auto Insurance in San Antonio, TX

Appropriate commercial auto insurance may help keep your business financially stable after a vehicle-related incident or accident.

Any business that owns, leases or uses vehicles for work-related tasks should consider this coverage. That includes contractors, landscapers, delivery drivers and real estate agents. Your agent may recommend commercial auto insurance if your personal vehicle doubles as a work vehicle.

What Does Commercial Auto Insurance Cover? Commercial Auto Insurance

Commercial auto insurance can include different types of coverage to match how your business uses its vehicles. Standard options include the following:

  • Liability coverage may pay for property damage or bodily harm your business causes to third parties.
  • Collision coverage may cover damage to your vehicle from a crash.
  • Comprehensive coverage may reimburse costs related to noncollision damage, such as fire and theft.
  • Uninsured/underinsured motorist coverage may cover accident-related expenses if the at-fault driver lacks liability coverage.

Commercial auto policies do not cover everything. Personal use of a business vehicle might not be included unless specified. Wear and tear and mechanical breakdowns are also excluded. It’s essential to read your policy details to avoid surprises when filing a claim.

Get Covered Today

Get customized business insurance solutions through Martinez Insurance Agency, Inc. Our agents can help you build a policy that fits your specific requirements. Contact us today.